About Lease Trucker Calculator

Lease Trucker Calculator is a free tool built specifically for lease purchase truck drivers and owner-operators who need to know — quickly and honestly — whether a load is worth taking.

Lease purchase trucking is unforgiving. Your truck payment is fixed. Fuel isn't. Brokers don't care about your break-even rate. And a load that looks profitable on paper can quietly lose you money once deadhead miles, fuel surcharges, dispatch fees, escrow, and maintenance are factored in.

We built this calculator to give drivers a fast, mobile-friendly way to run real numbers before accepting a load — without spreadsheets, without complicated software, and without handing over personal information.

Who it's for

  • Lease purchase drivers running for a carrier
  • Owner-operators leased on with a company
  • New drivers learning how to evaluate freight
  • Anyone who needs a sanity check before saying yes to dispatch

Free and independent

This site is free to use and supported by advertising. We are not affiliated with any carrier, lease program, factoring company, or broker. The math is the math.